Rates for 30-year home loans dropped for the third-straight week, inching toward a record low reached earlier this year, Freddie Mac said Thursday.
Buyers continue to have a great opportunity to “BUY LOW” and “LOCK IN” an all time low 30 year mortgage rate.
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Posted by srd007
Florida’s $8K program effective today but not available yet
TALLAHASSEE, Fla. – July 1, 2009 – Florida created a program to help first-time homebuyers get their federal tax credit early, allowing them to use up to $8,000 toward a downpayment. The effective date for the program is July 1; however, it will probably be another few weeks before the funds are available. As a result, some Realtors struggling to help homebuyers find the system confusing.
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Posted by srd007
Todd Powell (video – 1:27 mins)
Home Warranty Executive
Old Republic Home Protection
Direct Line (800) 282-7131 Ext. 1203
Service Line (800) 972-5985
Email toddp@orhp.com
Web Site www.orhp.com
Major items to consider protecting are :
Heat & Air Conditioning, Water Heater
Plumbing, Kitchen Appliances, Septic Systems
Washer & Dryer, Pool & Spa Equipment
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Posted by srd007
Jeff Mioduszewski
Home Mortgage Consultant
Wells Fargo Home Mortgage
138 Island Way
Clearwater Beach, FL 33767
Cell Phone (813) 300-7610
Direct Line (727) 298-5571
Office Phone (727) 441-7869
EFax Line (866) 619-7421
Email jeffm@wellsfargo.com
Web Site www.wfhm.com/jeffrey-mioduszewski1
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Posted by srd007
The absolute first step to purchasing a home is to meet with a Mortgage Lender and get preapproved for your loan. This is a simple process that will supply you with all of the information you will need to purchase your next home.
After the Preapproval is granted you will receive a preapproval letter. We will use this letter when viewing and making offers on properties. This preapproval letter shows the seller that we are qualified to purchase their home.
There are several other benefits to being preapproved for your loan…
Save Time by Looking at the Right Homes
We will be concentrating on homes you can afford and are able to purchase. Our MLS home search will be much more effective and productive. We will locate the perfect home quickly and be in position to jump on great deals.
Spend More Time Examining the Right Homes
We will be able to devote our energy to viewing homes that are properly targeted to your wants and needs. This will allow you to pay attention to the little details and not be rushed to view more homes than are necessary. Remember, the great listings don’t stay on the market for a long time.
Gain Confidence & Avoid Disillusionment
You will minimize anxiety and remove last minute loan surprises that could disqualify you. When we find your perfect home you will have peace of mind knowing that when our offer is accepted, nobody can take it away from you and the loan will definitely close.
Increase Bargaining & Negotiating Power
Sellers will take our offer seriously because they know that they are dealing with a qualified buyer and if they accept our offer their home is sold. They can then confidently place their listing under contract and take the home off the market.
Enjoy a Faster Closing Period
Since you are preapproved, the lender can speed up the entire loan approval process. The home appraisal and survey can be ordered immediately. It’s possible to shorten a 30 day closing to 2 or 3 weeks. This can come in handy if the seller needs a quick closing and they are trying to decide which offer to accept. Our offer will move to the front.
I work with several quality Mortgage Lenders that I can refer to you. Contact me today and let’s get started.
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Posted by srd007
It is extremely important that your home gets maximum advertising and Realtor exposure when you list it for sale.
I wanted to take a moment to show you the outstanding exposure that I supply to my clients when they list their home for sale with me.
Recent surveys have shown that 91% of all home buyers search for their next home using the Internet.
I represent Charles Rutenberg Realty. We currently have 1,500 Licensed Agents and approximately 1,700 Listed Homes.
I also provide my home buying clients a Free LISTINGBOOK Account to search for their next home on-line using the MLS. They receive daily email updates concerning their Property Inquiries, New Listings, Open Houses and much more.
This allows them to search for properties using the Pinellas, Pasco & Hillsborough County MLS (Multiple Listing Service). This is the same system that over 19,000 Licensed Real Estate Agents use on a daily basis.
All of my home selling clients get a Free LISTINGBOOK Account that allows them to communicate with me on-line. They also get up to the minute updates on New Listings in their area, Price Changes in their area and how many Viewing Hits their home is receiving.
Click here to view the Advertising Coverage my clients receive.
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Posted by srd007
Click on the links below to view several informative videos on Staging a Home for Sale.
Staging your home will elevate your listing above the competition.
Your home will show more effectively during buyer viewings.
Listing photos on internet web sites will entise prospective buyers to visit.
You will be able to achieve a higher price because your home will be in demand.
Video Topic Minutes
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Posted by srd007
ORLANDO, Fla. – May 27, 2009 – Florida’s existing home sales rose in April – the eighth consecutive month that sales activity increased in the year-to-year comparison, according to the latest housing data released by the Florida Association of Realtors® (FAR). April’s statewide sales showed gains over the previous month’s sales level in both the existing home and existing condominium markets.
Click here to read the entire article
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Posted by srd007
The $8,000 federal tax credit for first-time home purchasers
is about to morph into a ready-cash down payment source,
thanks to a new federal policy change. This article gives us an
updated account to my previous Tax Credit posting.
Click Here to read this informative article.
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Posted by srd007
There is a lot of confusion as to who qualifies for the new
Government Stimulus Law that allows a 1st time home buyer
tax credit of up to $8,000. This article will inform you.
Click here to read the 1st Time Home Buyer Tax Credit article.
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Posted by srd007
